Article 198 Under any of the following circumstances, if insurance fraud is carried out and the amount is large, he shall be sentenced to fixed-term imprisonment of not more than five years or detained, and fined not less than 10,000 yuan but not more than 100,000 yuan; the amount may be huge or there may be other serious In the case of a crime, he shall be sentenced to fixed-term imprisonment of more than five years and less than ten years, and a fine of not less than 20,000 yuan to less than two hundred thousand yuan. Fines up to 200,000 yuan or confiscation of property:
The insured, the insured or the beneficiary fabricated fraudulent causes or exaggerated the extent of the losses incurred by the insured accident and deceived the insurance premiums;
If the unit commits the crime of the first paragraph, the unit shall be fined, and the person in charge and other directly responsible personnel shall be sentenced to imprisonment of not more than five years or detention; if the amount is large or there are other serious circumstances, the punishment shall be not less than five years and ten Term of imprisonment of less than one year; if the amount is particularly large or there are other particularly serious circumstances, the term of imprisonment is more than ten years.
(2) If the appraiser, certifier, or property appraiser of an insurance accident deliberately provides false certification documents to provide conditions for others to defraud, the accomplice of insurance fraud is punished.
Article 287 Whoever uses a computer to commit financial fraud, theft, embezzlement, embezzlement of public funds, steal state secrets, or other crimes shall be convicted and punished in accordance with the relevant provisions of this Law.
Generally, if it is fraudulent insurance, this time should be a crime of insurance fraud. At this time, it should be an attempt to lighten or reduce the punishment according to relevant regulations. Insurance fraud is also punished based on the amount of fraud.